Sumterville's housing is rural and modest, with older single-family homes, mobile homes, and scattered acreage rather than dense subdivisions. The community's unincorporated status and long history mean a mix of housing eras, and prices remain well below Florida's coastal and suburban averages. Buyers here often seek affordable land or a central base between Ocala and Tampa. Development pressure from The Villages and the I-75 corridor is gradually adding new construction nearby, but Sumterville itself retains a small, low-density feel.

Sumterville has no formal subdivisions; homes and businesses string along County Road 475 and the roads radiating from the I-75 interchange at Exit 321. The community blends into the surrounding rural landscape, with Lake Panasoffkee just to the west and Bushnell to the south. Nearby Wildwood serves as a commercial hub at the junction of I-75 and the Turnpike, while The Villages, the sprawling retirement community, lies to the east.

Life in Sumterville is quiet and rural, oriented around the land and the lake rather than a town center. Fishing and boating on Lake Panasoffkee, hunting, and small-scale agriculture are common pursuits. Residents rely on Bushnell, Wildwood, and The Villages for shopping, dining, and medical services, all within a short drive. The area's affordability and central location attract a mix of longtime locals, commuters, and retirees seeking a slower pace near Central Florida's growing job centers.

Sumterville is served by Sumter District Schools, the countywide public district headquartered in Bushnell. Local students attend elementary, middle, and high schools across the county, including South Sumter Middle and High Schools nearby. Lake-Sumter State College, which has a campus in Sumterville, provides higher education and workforce training, and the University of Central Florida and other institutions are within regional reach.

Interstate 75 runs along Sumterville's western edge, with Exit 321 serving the Sumterville and Lake Panasoffkee area. Florida's Turnpike and the Wildwood interchange lie just to the north, and U.S. Highways 301 and 441 plus State Road 44 provide additional routes. Ocala is roughly a half-hour north and the Tampa Bay area about an hour south. The CSX rail line passes through, a legacy of the community's railroad past, though passenger service no longer stops locally.

Lake Panasoffkee, one of Central Florida's notable natural lakes, lies immediately west of Sumterville and offers fishing, boating, and wildlife viewing along its grassy shoreline. The Withlacoochee River and its state forest trails provide paddling, hiking, and hunting nearby. The community's rural roads suit cycling, and larger recreation destinations — including the springs and preserves of the Ocala area and the attractions of the Orlando and Tampa regions — are within an easy drive.